Grow your money with flexibility

Save with an Emma Easy Access Pot

Save towards your short-term goals and earn up to 3.44% AER (variable) with the Easy Access Pot. Get started with as little as £1.

Get started

What is an Easy Access Pot?

An Easy Access Pot is an individual savings account that lets you save your money and earn interest up to 3.44% AER (variable), paid monthly.

Rate shown is for Emma Ultimate. Rates on other plans are lower – see Compare plans.

FSCS protection up to £360,000. Your money is spread across HSBC, Santander and Lloyds, with up to £120,000 of protection at each bank.

Get started
Woman in a brown coat checking her phone while holding a coffee
Emma notification: You earned £124.14 interest on your Easy Access Pot last monthIbiza 2029 pot with £91.37 saved, 8% of the goal

What is an Easy Access Pot?

An Easy Access Pot is an individual savings account that lets you save your money and earn interest up to 3.44% AER (variable), paid monthly.

Rate shown is for Emma Ultimate. Rates on other plans are lower – see Compare plans.

FSCS protection up to £360,000. Your money is spread across HSBC, Santander and Lloyds, with up to £120,000 of protection at each bank.

Open your Easy Access Pot
Get started

Your money is protected

Eligible deposits in Easy Access Pots are FSCS protected up to £360,000, with up to £120,000 at each of HSBC, Santander and Lloyds.

Get started
Easy Access Pot with a £932.00 balance and Withdraw and Deposit buttonsEmma app confirming FSCS protection of savings up to £360,000 in Easy Access Pots

Your money is protected

Eligible deposits in Easy Access Pots are FSCS protected up to £360,000, with up to £120,000 at each of HSBC, Santander and Lloyds.

Get started
Get started

Multiple saving pots that work for your goals

Create unlimited savings pots, track savings progress and earn interest up to 3.44% AER (variable) with FSCS protection up to £360,000 (up to £120,000 per bank).

Get started

Multiple saving pots that work for your goals

Create unlimited savings pots, track savings progress and earn interest up to 3.44% AER (variable) with FSCS protection up to £360,000 (up to £120,000 per bank).

Get started
Saving pots that work for your goals: Ibiza trip planSaving pot for a weddingEmma app displaying multiple savings pots with interest rates and individual progress barsEmma app displaying multiple savings pots with interest rates and individual progress barsEmma app displaying multiple savings pots with interest rates and individual progress bars
Get started
Save with ease
Discover our 3 Autosave options. Combine them for ultimate saving power!
Autosave: custom deposit
Custom deposit
Set a recurring savings amount to consistently grow your pots and build your balance effortlessly.
Emma app tracking round-up savings from everyday transactions
Round ups
The smart feature that saves your spare change every time you spend.
Emma app AI savings feature suggesting automated deposits based on user spending habits
AI saving
Save without lifting a finger. Our AI calculates the perfect amount to add to your pots ensuring it won’t disrupt your expenses.
Over 3 million downloads
We are on a mission to improve everyone's financial wellbeing.